At CreditPoint Software, we understand the challenges that loan officers, credit analysts, loan committees and senior executives face in pursuing profitable commercial credit business.

 

While risk cannot be eliminated, it can be managed and controlled. CreditPoint helps control credit risk by letting you monitor your institution’s credit portfolio, leveraging the risk-related information about your customers into quantitative credit risk scoring models.

 

We develop solutions that enable commercial credit professionals to reduce the time needed to review and manage individual accounts, and to manage aggregate credit risk profitably. Our software brings origination, analysis, underwriting, and executive reporting together in a collaborative and streamlined workflow process.

With CreditPoint you can:

  • Mitigate Risk- Enforce producedures and simplify regulatory compliance
  • Reduce Turnaround and Gain Efficiencies - Automate routine tasks and dramatically shorten time spent on spreadsheet analysis
  • Improve Customer Service
  • Improve Decision Quality and Reduce Credit Risk
  • Access Powerful Analysis Tools

Standardize Information Views - Numerous standard reports cover most areas of credit management, such as application activity, expiring credits, customer detail and much more.

 

Control Report Access - Setup each user with job function access to limit control over selected reports.

 

Build your own Custom Letters - Customer templates used to automate customer communication during the loan approval process.

 

Answer Tough Questions - Identify risk concentrations, industry sector exposures, and credit risk at the portfolio or drill down to the customer level