Custom Scoring Models
Leveraging Your Unique Insights.

 

CreditPoint offers comprehensive credit scoring models unlike those of any other commercial credit management software – featuring high flexibility that utilize your company's own unique knowledge, policies and risk factors.

 

With CreditPoint's proprietary software, you choose the customer information that matters most to you to create an optimized credit scoring model. Our credit scoring tools integrate seamlessly with your company's own ERP system and many third party data providers, such as Moody's™,S&P™, Experian, Equifax, TransUnion, and EDGAR. You can score a single customer or an entire portfolio, and add or eliminate elements at any time to ensure that the financial analysis appropriately reflects the risk tolerance of the company.

 

Our modeling software takes into account both financial and non-financial data to develop your credit scoring model, including:

 

  • Industry
  • Geography
  • Economic environment
  • Probability of non-payment
  • Lambda
  • Profit opportunity
  • Amount of credit involved

 

All critical information is integrated into a single data source providing access to it through a simple, intuitive interface. Best of all, with reporting tools designed to continually monitor accounts, you'll enjoy the peace of mind with automatic alerts when there are any changes to the customer's credit risk profile.

Key Benefit Summary

  • Improve efficiencies by utilizing automated tools to help gather data and perform other low-value tasks, allowing analysts to focus on credit decision vs. data collection.
  • Predict bad debt exposure through automated scoring tools that allow credit analysts to proactively identify potential bad debt accounts earlier.
  • Ensure compliance by leveraging a documented audit trail.
  • Institute consistent risk metrics, preventing the misappropriation of credit lines and capturing exception case override details.
  • Drive data collection strategies by incorporating credit risk scores for more appropriate treatment of accounts.
  • Improve sales and customer service with removed communication barriers that increase overall credit decision quality.